Small Business Credit Card Posted by nick_niesen on October 29th Cheap Steelers Hats , 2010
It has only been recently that the larger credit card companies began aggressively marketing small business credit cards. If you are a new entrepreneur and have decided it聮s time to get a small business credit card, you are in luck!
Most new businesses are sole proprietorships and credit is an important part of growing your business. The credit card issuers look at your personal credit history to see how you聮ve managed your personal debt. A good personal credit report can prove that you take your obligations seriously.
As with any credit decision, you need to review what your requirements are before you apply for a small business credit card. The financial institutions are offering numerous incentives for your loyalty such as rewards, cash back Cheap Steelers Hoodie , airline miles, high credit limit, and an option to pay over time or in full.
A small business credit card can assist with your cash flow. If you purchase supplies to do a job and bill the client upon completion, a small business credit card allows you that needed extension of time. You should keep this in mind and perhaps apply for a higher limit credit card. Consider the invoicing cycle. If you think it may run over thirty days Cheap Steelers T-Shirts , you would want to apply for a card that offers the option to pay over time. Look at a lower interest rate small business credit card.
If you have been in business for at least two years and just want to add to your cash flow. The Small Business Capital Line offered by American Express may be what your looking for. This offer includes an unsecured line of credit with a minimum of $10,000. Their easy application process doesn't require any supporting forms for most applications and gives you 100% access to your cash. This offer includes a competitive APR.
If your new commercial endeavor includes travel, a small business credit card with rewards that offers savings for airline miles, hotel and car rental would be ideal. An added advantage is you can keep track Steelers Customized Jersey , remotely, of an employee聭s expenses through online viewing of your account. This is a big plus when on a tight budget!
The SkyPoints Business Credit Card from Delta and American Express, lets you earn double SkyPoints for everyday purchases and Delta purchases too. You can receive up to 75% discount on airfare when you redeem your SkyPoints. There is a small yearly fee for this program, but the first year fee is waived Steelers Inverted Jerseys , offering an immediate savings of $49.
Credit card companies have formed alliances with a number of retailers, both online and off line. Some rewards perks are discounts when using your small business credit card at specified locations.
The Chase Platinum Business Card offers additional savings through their Visa Business partner Advantage. Receive savings of up to 20% from leading retailers with special offers on computer equipment, office supplies, and many other items.
Choosing a small business credit card is made easier by the internet where you can compare offers side by side. Each of the small business credit card programs offer extra value. It聮s your choice which program fits with your financial needs.
Auto Repair That Anyone Can Do Autos Articles | March 27 Zach Gentry Steelers Jersey , 2012 Even the least mechanically inclined individuals can do auto repair. All it takes is a little knowledge and the desire to be able to do minor maintenance.
Many car owners feel pride and accomplishment at doing some of their own auto repair. From changing a tire to changing the oil, there are lots of things that a person can do on their own to instill confidence and pride in ownership. There are four things that even the most unskilled mechanic should be able to do on her own.
First of all, the tires are an area that is both the most likely to fail and the most simple to fix. Every driver should be able to change a flat and put the spare on. If you do not know how, find someone who does and have them show you. If you don't know anyone Benny Snell Jr. Steelers Jersey , look in the owner's manual or watch one of the hundreds of videos on the Internet.
Next, be sure that you know where all the tools for the job are located. The time to discover where the jack and tire iron are located in your vehicle is not in the dark and in the rain in the middle of the night. Instead, look and find them before there is an emergency. As part of understanding tires, it is good to own a pressure gauge and know how to read it so that you can keep the psi at the right level. This small thing can improve performance and reduce the risk of wear and tear.
A couple of additional things that you need to know is how to check fluid levels and how to refill them. Look in the owner's manual and determine where the dipsticks are for coolants and oil in the engine of the car. This small bit of advice will do wonders in stopping the destruction and loss of the engine. Without either of these two fluids Justin Layne Steelers Jersey , the system will quickly shut down and in a worst-case scenario, the engine could seize. If this happens, basically the only solution is an entirely new engine. That is expensive and unnecessary. If you can read a dipstick and pour in more oil and coolant if need be, you should be able to avoid this costly situation.
Auto repair is relatively easy when it comes to the things that can and should be done on one's own. Any one can do any of these simple maintenance chores. As easy as these few things are Diontae Johnson Steelers Jersey , the easiest thing in the world to do for auto repair is just to bring the car into the shop every three months or whenever scheduled for maintenance. This will do more to catch problems and address them than any other possible skill or ability. Article Tags: Auto Repair
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